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InitialsDiceBearhttps://github.com/dicebear/dicebearhttps://creativecommons.org/publicdomain/zero/1.0/„Initials” (https://github.com/dicebear/dicebear) by „DiceBear”, licensed under „CC0 1.0” (https://creativecommons.org/publicdomain/zero/1.0/)ME
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23
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2 yr. ago
  • Naw fuck that bike lane. Any accident on that bridge during the morning commute causes backups that go for miles. I cross that bridge every day and the bike lane is totally underutilized. It's nothing like the golden gate bridge. That bridge needs replacing anyway, it's old and falling apart.

  • Really those first 0-12 to 24 months is just their brain learning how to move the body parts, the brain learning how to interpret what they're getting from sensory inputs, etc. It probably really doesn't matter what music you're playing to them. Keep them clean, fed, slept, nurtured and you're good for most of it. Personality doesn't really start to emerge until 3-5.

  • Mortgages can change repayments amounts as the central lending rate changes.

    Not in the US if you have a fixed rate mortgage, and most do. There's tons of people who locked in rates at below 3% back in 2020-2021.

  • How dense can you possibly be? It's right there in the link. The New York Times has been habitually normalizing the incoherent nonsense that trump says by completely rewriting his statements to be more coherent.

  • Are you sure you have the reset rate set correctly on your video card? The difference between 75hz and 160hz is very clear just by moving your mouse cursor around. Age shouldn't have anything to do with it.

  • The fed and it's balance sheet is independent from the treasury and it creates and destroys money at will. Where do you think all that Quantitative Easing money came from? It wasn't an act of congress to allocate the cash, it wasn't the treasury issuing bonds. What happens to the money the fed receives when the QE bonds it's holding mature? If the fed doesn't reinvest it, that money is effectively removed from the money supply. The fed doesn't issue anything when it creates currency. It's all accounting.

  • None of that really matters because the fed doesn't mark to market, and losses the fed takes doesn't matter. If anything the current situation means the fed isn't giving it's "profit" to the treasury anymore. It can eat losses because the cash account on the fed balance sheet might as well be an infinity symbol.

  • It's not a "stealth bailout." This is the result of the fed owning long maturity assets bought when rates were low, while the fed is now paying higher interest on the overnight bank deposits to keep rates high to control inflation. In 2018 this was predicted to happen if rates needed to be raised (ie to control inflation).

    Here is the actual context for that chart

    https://www.stlouisfed.org/on-the-economy/2023/nov/fed-remittances-treasury-explaining-deferred-asset

  • I always figured these politician written books were just another way to funnel campaign money into their own pockets. Campaign or associated big donors & PACs buy thousands of copies of the books with campaign money. She must not have as much support as she though and her own campaign might be cash strapped.