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2 yr. ago
  • What are you trying to accomplish? Hide/anonymize your Internet/torrenting activity? Or access your LAN devices from the Internet? Because those are two different use cases for VPN. One requires paying a third party provider, the other - hosting a VPN server on your network.

  • Meta (lemm.ee) @lemm.ee
    lemming007 @lemm.ee

    Can we make the "Subscribed" tab be default?

    Every time I click home, I have to switch to "Subscribed" because it defaults to "All". Can we have a user setting that would make it default to "Subscribed"?

    Personal Finance @lemmy.ml
    lemming007 @lemm.ee

    How to properly compare the true costs of employer health insurance plans

    In an effort to get more activity in this community, I'd like to start a discussion on how you evaluate which insurance plans to choose. Now, it is much simpler to do so when none of the plans you're offered have HSA. With HSA plans and employer HSA contributions I found it's actually quiet difficult to do all the math to figure out which plan will get you the most bang for your buck. The biggest thing you have to take into account is your expected annual healthcare expenses. Once you start taking into account things like pre-tax cost (premiums, HSA contributions) vs post-tax costs (your out of pocket post-tax expenses), your tax rate etc, you can get deep into a rabbit hole and find some surprising results.

    I'm actually working on an Excel spreadsheet that allows me to compare up to 4 plans and tells me which plan is the most cost effective, depending on my annual expected OOP healthcare expenses. You input things like annual plan premiums, HSA employer contributions (if any), your