Why would anyone in the EU buy them? They are expensive, maintanance nightmare and in most cities to big to drive comfortably. The only reason I can think of is that you need to compensate for a small dick.
As said, this will not replace physical money. And there is nothing with the digital one they couldn't do already. Not really sure what is the scare about.
That OpenAI that is strugglin to make any money out of their tech and will probably go bankrupt in a year? Ok