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UBWare

@ UBWare @lemmy.world

Posts
1
Comments
8
Joined
3 yr. ago

  • 2024 Mustang Dark Horse | Why This Car Exists (SavageGeese)

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  • I know this gets said every time a new, slightly facelifted version of a car comes out but...

    I just don't know how I feel about the external looks of this car... I mean the back looks fine to me but the front just looks a little... "extra"?

    Performance, sound, etc all seems as good or better than the previous gen, so thats all great.

  • Pay off student loan debt or invest?

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  • at 3% or lower, I'd invest.

    at 4% either is fine.

    at 5% or more, I'd pay off loans.

  • Is the 6800 non XT worth the price increase over the 6700/6750xt?

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  • Personal opinion is that if you are keeping the card for 5+ years, get something with a little more oomph. Get the 6750 or 6800 imo

    On the other hand, If you think you'd be able to upgrade in 2-3 years, then the 6700xt is fine.

  • The most gorgeous Buick Riviera

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  • Can't say I'm a big fan of the wheels and the ride height, but still a great looking ride!

  • rate the setup

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  • Doggo gets head rubs at the same time.

  • Home Shopping/Mortgage Rates

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  • If you feel that you'd be one layoff from losing the house, perhaps it's just too much to take on at this point? That sounds like a lot of stress. If I had to pick between a smaller home that I can afford, and buying a bigger place that puts me on a super tight budget, I'm picking the first option.

    I also recently bought a starter home (1.5 yrs ago) that I've quickly "outgrown". But the fact is with current rates, it doesn't make a lot of sense financially for me(and probably many others) to "upgrade" yet.

  • FIRE (Financial Independence Retire Early) @lemmy.ml
    UBWare @lemmy.world

    Has anyone here gotten to FIRE through primarily real estate?

  • Do you invest in International funds?

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  • Yes, I personally do 30%

    There is a research paper by Vanguard titled "Global equity investing: The benefits of diversification and sizing your allocation"

    On page 5, it shows that for a U.S. investor, the best amount of international exposure for ideal risk adjusted returns is around 25% of your portfolio. Based on their research, I think its wise to have at least a little outside of something like an SP500 fund.